Being diagnosed with a critical illness, getting into an accident or having an unexpected hospital stay can impact your finances in a huge way. Supplemental medical benefits can help bridge the gap between your medical plan’s coverage by providing a lump sum cash benefit that you decide how to spend. Rollins offers three different types of supplemental medical insurance.

Accident Insurance

You can’t always avoid accidents — but you can help protect yourself from accident-related costs that can strain your budget. Accident insurance supplements your medical plan by providing cash benefits in cases of accidental injuries. You can use this money to help pay for uncovered medical expenses, such as your deductible or coinsurance, or for ongoing living expenses, such as your mortgage, rent or power bill.
Benefits are paid:

  • Directly to you, unless assigned to someone else.
  • In addition to any other coverage, like medical or an Accidental Death & Dismemberment (AD&D) plan.

The policy pays you a benefit up to a specific amount for:

  • Accidental death
  • Dismemberment
  • Dislocation or fracture
  • Initial hospital confinement
  • Intensive care
  • Ambulance
  • Medical expenses
  • Outpatient physician’s treatment

The actual benefit amounts depend on the type of injuries you have and the medical services you need.

How accident coverage works

Supplemental Medicine

Critical Illness

When a serious illness strikes, critical illness insurance can provide financial support to help you through a difficult time. It protects against the financial impact of certain illnesses, such as a heart attack or cancer. You receive a lump-sum benefit of $10,000 to cover out-of-pocket expenses for your treatment that are not covered by your medical plan. You can also use the money to take care of your everyday living expenses Iike housekeeping services, special transportation services and day care.

Benefits are paid:

Directly to you, unless assigned to someone else.

Supplemental Medicine

Key things to know

  • You can enroll without having to provide Evidence of Insurability (EOI).
  • If you choose to cover your dependents, the covered spouse and covered children benefit amount is 50% of your benefit amount. (You can cover your children at no additional cost.)
  • Benefits are not paid for any critical illness diagnosed before your coverage effective date.

Hospital Indemnity

A trip to the hospital can be stressful, and so can the bills. Even with a major medical plan, you may still be responsible for copays, deductibles and other out-of-pocket costs. A hospital indemnity plan provides supplemental payments that you can use to cover expenses that your medical plan doesn’t cover for hospital stays, ambulance service, surgery, and certain inpatient or outpatient treatments.

Benefits are paid:

  • Directly to you, unless assigned to someone else
  • As a lump sum or on a benefit schedule

How hospital indemnity coverage works

Supplemental Medicine
What will you pay?

You can see premiums for supplemental medical coverage here. For more information, visit the Rollins Aflac site.

Coverage portability

Your coverage is portable. You can continue coverage in a supplemental medical plan, even if you leave Rollins.

365 HUB

Rollins wants you to feel supported when it comes to managing your benefits and healthcare dollars throughout the year. That’s why we offer a service that allows you to:


Compare prices

The Health Cost Estimator+ tool allows you to compare prices of health care services (for example, CAT Scans, MRls, surgeries, etc.) so you can make smarter decisions about your care.


Compare quality

A user-friendly physician search and scheduling tool ensures better outcomes by matching you to the right doctor.

out of pocket

Expert medical opinions

By connecting to world-class global specialists to get the clarity, assurance, and direction you need to address your unique health situation.

These tools and services will help you manage your healthcare costs and spend your dollars wisely – all in one place for a small monthly cost.

Does this sound like a service for you? It should! No one is an expert at understanding benefits, so why not get the help you need from the experts? Consider enrolling for this benefit, especially if you have a chronic condition, are scheduled to have a surgery next year, or just want to improve how you spend your healthcare dollars.

You will be offered the 365 HUB during the enrollment process if you enroll in a Rollins medical plan. Once you are enrolled, you can access the HUB any time throughout the year on the Mercer Marketplace 365 enrollment site. Call 1-866-385-8032 to learn more.


Watch a video to learn more about the 365 HUB.


Your specific premiums per pay period will be displayed as you’re enrolling on the enrollment site. Or, you can click to see to what you’ll pay now.